Note
Can refrigerate the muffins for a day or two. Reheat in the microwave before serving.
These muffins can also be served for breakfast.
You can add 2 tbsps raisins to the batter.
You can add chopped apples to batter directly instead of layering. If adding vegetable oil, opt for odourless ones like sunflower oil.
For nuts as topping you may add either cashews, pista, almonds.
In place of plain flour, you can add wheat flour (total 1 ¼ cups wheat flour)